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15 best states with cheap insurance rates

If you live in one of these 15 states, look for inexpensive insurance rates--well, they're cheaper in that you'll pay a smaller percentage of your income to get insured.

By Jayleen R. Heft, Lynette Gil | Updated on July 07, 2015

As much as you’d like to escape insurance costs, your premiums are actually a smart way to manage risk and protect your financial well-being.

While the chance of an accident or catastrophe may be small, without insurance, you’d have to come up with signicant amounts of money on your own to rebuild your life, protect your family’s future or have life-saving surgery.

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