Two new federal programs that are supposed to protect health insurers against upheaval related to the Patient Protection and Affordable Care Act may do more for the market giants than for smaller, newer players.
This possibility emerges from a LifeHealthPro.com analysis of a giant batch of PPACA reinsurance and PPACA risk-adjustment program data that the Centers for Medicare & Medicaid Services released June 30.
The risk-adjustment program is supposed to shift cash from health insurers that have low-risk enrollees in PPACA-compliant individual and small-group plans to insurers with high-risk enrollees.
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Allison Bell
Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.
