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When it comes to independent retirement accounts, Roths attract a younger crowd, while older investors tend to gravitate toward traditional IRAs.

That’s according to the latest version of an annual study from the Investment Company Institute (ICI), “The IRA Investor Profile: Roth IRA Investors’ Activity, 2007–2013.” The study, based on data for 5.2 million Roth IRA owners at year-end 2013, found that Roth IRA investors exhibit substantial differences from investors who use traditional IRAs.

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