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In this July 11, 1985 file photo, cans of New Coke and Coca-Cola Classic are on display. New Coke's sweeter formula was a marketed as an improved replacement for the flagship soda, but the outcry was immediate and sustained. Coke tried to sell both versions for awhile, but eventually reverted to “Coca-Cola Classic.” (AP Photo/Charles Kelly, file)

In the past two years, the government decreed the new availability of retirement products that promised to pave the way to post-career happiness by answering the direst needs of savers everywhere. Both the MyRA and the Longevity Annuity came out with such fanfare you’d think regulators had parted the Red Sea.

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