Editor's note: David Contorno is Benefits Selling Magazine's 2015 Broker of the Year, a new contributor to the Broker Innovation Lab and the newest member of our editorial board. 

As insurance professionals, our world is changing around us very rapidly, yet we seem to be an industry mired in the status quo. Some of us are leaving scratch marks as we're dragged into the future. 

We are on the cusp of what can be an incredibly exciting and successful time for those who are willing to be thought leaders among our peers. Part of this is recognizing that our entire system is broken. 

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