Employers are continuing to cut employee benefits costs in the wake of the Patient Protection and Affordable Care Act. Strategies include implementing consumer-driven plans or self-insuring, as well as launching health savings accounts, enhancing wellness programs and increasing voluntary benefit offerings.

According to Benefits Selling's 2015 Employer Survey, 63 percent of respondents said they expected their employees to pick up more of the tab for their own benefits in the coming year, considering that health care and benefits costs have risen since last year.

More than a third (35 percent) said costs have increased significantly, while 40 percent said costs have increased some and 22 percent said they have stayed about the same. Only 3 percent said that costs declined some and no one said they declined significantly.

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.