Photo: AP

Their savings rate may have improved over the past two years, but more than half of American workers are still at risk of being unprepared to completely cover essential living expenses in retirement—which includes such little items as housing, health care, and food.

According to Fidelity Investments’ biennial “Retirement Savings Assessment,” 55 percent of Americans are still in that high-risk group—although the good news is that the number of Americans whose savings have risen enough for them to likely to afford at least their essential expenses during retirement has grown.

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