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Financial education for employees is a great opportunity right now. Why? Our nation is not well educated in financial basics. Many baby boomers are facing up to the fact that they need to plan for retirement—or do what they can to make up for a lack of planning. Generation X is the classic sandwich generation, and these pressures certainly have a financial element, as well as a social one. Members of all generations have significant college loan debt. Credit card debt is another issue that saddles people in all generations. I usually try not to list too many statistics in these columns, but here are a couple:

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