Are wellness plans worth it? Theshort answer: absolutely. But, it's not so cut and dry.

A couple of years ago, we switched from a voluntaryincentives-based wellness program to what we currently implement.Back then, although completely voluntary, employees had toparticipate in a minimum number of wellness objectives to beeligible for the maximum contribution towards their medicalpremium.

Not surprisingly, participation in our wellness program wasrelatively high. The issue with linking employee participation inwellness activities with cheaper insurance rates, though, is thatyou run into things employees can deem “unfair,” i.e., the idea thecompany is “forcing” physical activity upon its employees in orderto catch a monetary break in their insurance.

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