Golf season is finally here. It’s time to replace your grips,change out your cleats and restock that golf bag with lip balm,sunblock and aspirin. If you’re a health benefits broker, it’s alsothe end of benefits selling season. But as youhit the links to network with current and potential clients, you’llneed to distinguish fact from fiction when it comes to what’s instore for the remainder of 2016 for your clients and yourbusiness.

Fiction: ACA compliance is done.

Fact: Brokers spent most of the last 12 monthshelping their clients prepare for and navigate new Affordable CareAct (ACA) reporting, disclosure and notification requirements.While employers have passed several initial ACA compliancemilestones, now is the perfect time to start talking with themabout the excise tax (the so-called Cadillac tax). This is the next bighurdle for many businesses when it comes to ACA compliance.