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Those involved in the proposed mergers of Anthem-Cigna and Aetna-Humana are trying to convince the U.S. Department of Justice and others that maybe megamergers aren't all that bad. (AP Photo)

When federal judges hear arguments over the proposed mergers of Aetna and Humana and Anthem and Cigna, they will have to consider two distinct allegations made by the U.S. Department of Justice, which is attempting to block the two deals.

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