As employers are saving money by shifting to high-deductible or consumer-driven employee health plans, some worry that the cost savings are coming at the expense of workers' health.

A survey of more than 2,000 U.S. employees by Guardian Life found that a large percentage avoided routine or recommended medical procedures because of cost.

The poll found that 60 percent of workers with employer-sponsored medical coverage had a deductible of at least $1,200. A quarter have a deductible of at least $3,000.

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