Ah, retirement. Halcyon days of leisure, filled with pastimes designed to stimulate your brain—or stressful times, filled with worry over finances?

If you're like most Americans, who have little or no retirement savings, cost of living is going to be a critical element when deciding where you're going to live. Your money will need to go farther, and you might even have to go back to work.

You might want to take a gander at WalletHub's evaluation of states' suitability for retirement, based on three main categories that can make your golden years shine or tarnish the brass ring pretty quickly: affordability, quality of life, and health care.

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