It’s difficult to know where to put a few extra bucks at the endof the month, especially for graduates who are trying to balancestudent loans, retirement savings and other expenses withoutcoming out behind in one category or another.

But according to a Motley Fool report, although paying off student loans faster may look as ifit’s the obvious choice, the smarter move may be putting that extramoney (or part of it, anyway) into retirement savings.

Oh, and then there’s the little matter of an emergency fund…

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