Debt-to-asset ratios tend to look similar for younger U.S. households whether or not the households have any retirement plan assets.
For older households, lack of retirement plan assets correlates with terrible debt-to-asset ratios.
Craig Copeland, an analyst at the Washington-based Employee Benefit Retirement Institute, has published data on U.S. households' debt-to-asset ratios in a new report on the correlation between households retirement savings and their debt loads.
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