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There are ways to compete directly with larger firms who try to use their size as an intimidation factor. Photo: Shutterstock

The word “disrupt,” according to dictionary.com, is a verb used to express “disorder or turmoil,” while “disruption” is a noun that, in business, means to bring “radical change in an industry [or] business strategy.” Let’s continue disrupting the enhanced benefits space, or as many of you still refer to it, voluntary benefits. 


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