Instant Insights / LGBT Employees and the Workplace

Evolving policies about LGBT benefits create opportunities for brokers and advisors as they seek to help HR engage this increasingly important demographic.


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Transgender Coverage for transgender surgery has been increasing in the U.S., not just in Medicare/Medicaid but also in state-sponsored private plans and employment insurance. (Photo: Shutterstock)

Greater acceptance of transgender individuals, as well as an end on the Medicare/Medicaid ban on transgender surgeries, have led to an increase in the number of such surgeries—but there is concern among health care advocates that the current administration will fail to enforce the Affordable Care Act’s ban on discrimination on the basis of gender identity and threaten the availability of such surgeries.

The Washington Post reports that the first U.S. study of its kind on transgender surgeries has found that the number of gender-affirming operations increased fourfold from 2000 to 2014. The study, published in the journal JAMA Surgery, also finds that the rise may be related to an increase in insurance coverage for the procedures.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

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