gears with 401(k) written on them Help employees get the most out of their 401(k)s with these tips. (Photo: Shutterstock)

It’s been 40 years since the 401(k) was first introduced. While it was originally designed to prevent executives from getting even easier access to tax-deferred money, it gained popularity at private firms looking to offer additional benefits to their employees.

Nowadays, the 401(k) is one of the most popular benefits offerings around—4 out of 5 employees have access to a 401(k) at their jobs.

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