Divorce decree While divorce is becoming less common among the younger set, according to a report from the Pew Research Center, that's not the case for older people. (Photo: Fotolia)

A couple that's worked hard during their longterm marriage to raise the kids, pay the bills and save for retirement has finally reached that time of life when they're actually giving serious thought to what retirement could be like once they leave the workplace.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.