So you've been doing your best to save for retirement, even squeezing every paycheck or tax refund to make them go further in preparing you for the day when you leave the day job.

But what about spending some of that money on something other than necessities or health care?

According to Money, there are 12 things you should consider splurging on because of the joy they can bring you during retirement—which could last anywhere from two to three decades or even longer.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.