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College graduates often face an embarrassing problem once they leave their fostering mother (aka, “alma mater”) and return to their real parents. Given the sizable loans most student accumulate, they’re left with stark choices. Their first priority is to begin paying back those loans; their second priority is to move out of their parents’ home. If there’s a third priority, it usually involves entertainment, leisure or just enjoying life.

Christopher Carosa

"A helpful image is the client leaning out of train window while it gathers pace, as you run alongside. Get out the key nuggets first and in order of importance. The rest is waffle that the client doesn t want to hear, read or pay for."

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