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By creating health plan options that take into account the highest scores for impactability and intervenability, brokers and employers can address outcomes and cost more effectively. (Photo: Shutterstock)

One of the great challenges brokers face when recommending health plans and products offered by the health plan is determining the right choices for employers who have a high percentage of employees with chronic conditions. While the goal is obvious – keep employees as healthy as possible to maintain productivity and minimize presenteeism while minimizing per member per month (pmpm) costs – determining the best way to achieve that goal is not.

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