Thank you for sharing!

Your article was successfully shared with the contacts you provided.
Broken leg How long could you go without a paycheck? Three months? Six months? A year? And what if you had $10,000 in out-of-pocket medical expenses? (Photo: Shutterstock)

You probably know that half of working Americans couldn’t make it a month without a paycheck before financial difficulties set in, and one in four workers would have problems immediately. But that’s just part of the story. Employees don’t have to live paycheck-to-paycheck in order for a disability to have grave financial and health consequences. And people don’t need to be sickly or accident-prone to become disabled. Take it from me and learn from my story.

On December 14, 2005, I was having a great day. Freshly back from vacation, I arrived at the office and was welcomed with a promotion. Later that day, I had a lovely dinner with friends. Walking out of the restaurant to my car, I was hit by a Jeep Wrangler, thrown 20 feet in the air, and crushed my leg. I ended up disabled for the next seven months and would need physical therapy for a year before I could walk normally again.

Complete your profile to continue reading and get FREE access to BenefitsPRO.com, part of your ALM digital membership.

Your access to unlimited BenefitsPRO.com content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical BenefitsPRO.com information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and BenefitsPRO.com events.
  • Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com

Already have an account?



Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join BenefitsPRO.com now!

  • Unlimited access to BenefitsPRO.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com
  • Exclusive discounts on BenefitsPRO.com and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO
Live Chat

Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.