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Online shopping cart When employees can choose how to spend their employer-provided contributions, they spend more thoughtfully and show high overall satisfaction with their benefits portfolio. (Photo: Shutterstock)

As health care costs continue to rise and employers try to make sense of the complicated health care landscape, HR administrators and executives are searching for ways to control spending while also offering a benefits portfolio that helps them to attract and retain top talent. Increasingly, they are turning to high-deductible health plans (HDHPs) and accompanying health savings accounts (HSAs) to help employees cover their medical expenses and protect their wealth for the long term.

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