Cash-strapped guy Companiesconcerned about employee well-being should care that theiremployees have a household budget, pay off debt, and save forthings like houses, college and retirement. (Photo:Shutterstock)

Let's be honest – We Americans spend a lot of time at work. In fact, we spend an average of34.4 hours a week on the clock, and for many that number islaughably low. According to Gallup, we spend more time on the jobthan our counterparts in the world's largest economies. We also getfewer vacation days and we often don't take them all.

But all those hours have failed to move the needle on jobsatisfaction. We work a lot, but poll after poll indicate jobsatisfaction continues to hover below 50 percent. That's bad forpeople and bad for business – thus the idea of employee well-being was born.

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