Do you think small businesses would take notice if you told them a common tool can be used in a new way to both reduces current taxes and keep their children from moving to a different city? (Photo: Shutterstock)

You can't take on all this by yourself. You need a team; a different kind of team. This team is already in place, you just don't know it. Yet.

You're surrounded by multiple teams, and the more teams you have, the stronger your business will be and the faster it will grow. Who are these teams that are right under your nose? They're the families of your existing clients. We're not talking “family office” families with multi-million dollar trust funds for each child, we're talking mom-and-pop business owners. America has tons of them. Everyone usually thumbs their nose at them because they don't have enough assets to attract attention.

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Christopher Carosa

Chris Carosa has been writing a weekly article and monthly column for BenefitsPRO online and BenefitsPRO Magazine since 2011 and is a nationally recognized award-winning writer, researcher and speaker. He’s written seven books, including From Cradle to Retire: The Child IRA; Hey! What’s My Number? – How to Increase the Odds You Will Retire in Comfort; A Pizza The Action: Everything I Ever Learned About Business I Learned By Working in a Pizza Stand at the Erie County Fair; and the widely acclaimed 401(k) Fiduciary Solutions. Carosa is also Chief Contributing Editor of the authoritative trade journal FiduciaryNews.com and publisher of the Mendon-Honeoye Falls-Lima Sentinel, a weekly community newspaper he founded in 1989. Currently serving as President of the National Society of Newspaper Columnists and with more than 1,000 articles published in various publications, he appears regularly in the national media. A “parallel” entrepreneur, he actively runs a handful of businesses, including a small boutique investment adviser, providing hands-on experience for his writing. A trained astrophysicist, he also holds an MBA and has been designated a Certified Trust and Financial Advisor. Share your thoughts and story ideas with him through Facebook (https://www.facebook.com/christophercarosa/)and Twitter (https://twitter.com/ChrisCarosa).