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pills in bottle made of dollars A primary premise of the paper, which Young said is the first Vanguard has co-authored with an outside partner, is that retirement planning professionals should think in terms of annual spending and budgeting needs for retiree health care, just as they do for areas of retiree spending. (Photo: Getty)

A recently published working paper by five economists—three of whom are staffed at Federal Reserve banks—is the latest in a growing line of academic work projecting out-of-pocket health care costs in retirement.

Nick Thornton

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