Amid underfunded pension plans, headlines about the approaching retirement crisis and Republican efforts to shred the safety net of Social Security, Medicare and Medicaid, American workers thinking about retirement—whether imminent or in the distant future—are adjusting their views on how retirement might play out for them.

Among findings from the Transamerica Center for Retirement Studies' "A Compendium of Findings About American Workers"—termed an exploration of retirement preparedness—are some attitude adjustments that might surprise you, as well as some attitudes that haven't adjusted much since 2014.

The multiyear study reflects how Americans are preparing—or not—for retirement, as well as what they fear or dream about when it comes to retirement.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.