older man with tie pulled up There's a surge in older workers — numbers indicate that just in Florida, statewide in 2013 there were 233,000 women 65 years and over who were working; in 2017, that jumped to 316,000 — many are retirees who didn't expect to have to come back to work. Enter ageism. (Photo: Shutterstock)

It's getting tougher for older workers, with many finding that they can't retire—or retire as fully—as they might want to, thanks to inadequate retirement savings, lack of pensions or high levels of debt thanks to medical bills, student loans or other financial obligations.

According to a report in Next Avenue, age discrimination by employers is common both for jobseekers and workers trying to stay in the workplace. And an AARP survey finds that, among people age 45 and older working full- or part-time or looking for work, “more than nine in 10 older workers see age discrimination as common.”

Not only that, but 61 percent of respondents say they've personally seen or experienced it, with women more likely to have been witness to it or in the crosshairs themselves.

Ageism and ageism plus racism

And it's worse for people of color; while 59 percent of whites reported seeing or experiencing age discrimination, 60 percent of Latinos and more than three quarters of African-American respondents have come up against it.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.