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The growing gap in life expectancy raises serious questions about any further increases in the full retirement age, since averages are becoming increasingly misleading when it comes to anything linked to mortality. (Photo: Shutterstock)

(Bloomberg Opinion) –Something significant is happening in Social Security: People are retiring and taking their benefits later. These trends are at least in part the consequence of policy changes made in the early 1980s that were purposefully delayed in their implementation.

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