The earlier you begin planning for Social Security and Medicare contingencies and strategizing to reduce the impact of government benefit erosion on yourself, the more choices you will have. (Photo: Shutterstock)

Like the proverbial fluttering of the butterfly’s wings that may eventually combine to create a great hurricane, recent changes to Medicare and Social Security rules have gathered into a perfect storm that potentially affects the retirement security of millions.

Seven new requirements and administrative actions enacted over the past three years, each considered on their own to have little impact, add up to a significant erosion of the value of Medicare and Social Security benefits both to current and future retirees.

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events.
  • Access to other award-winning ALM websites including and

Already have an account?


Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including and
  • Exclusive discounts on and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2023 ALM Global, LLC. All Rights Reserved.