Post-midterms, both parties will be eyeing the 2020 presidential election, and one of the key topics will be what the social contract with America looks like. (Photo: Shutterstock)

The famous ancient Chinese philosopher Lao Tzu stated that “Those who have knowledge don’t predict. Those who predict don’t have knowledge.” Keep that in mind as you read this, as this article was drafted in advance of the elections!

While we are still waiting on results of the election, we wanted to provide some perspective on the likely outcomes, specifically on what the impact might be on the insurance marketplace, the health care delivery system, the advisors and employers that interact (plan, strategize, implement and execute) and most importantly, the employees that participate in the employer-sponsored benefit plan.

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