Post-midterms, both parties willbe eyeing the 2020 presidential election, and one of the key topicswill be what the social contract with America looks like. (Photo:Shutterstock)

The famous ancient Chinese philosopher Lao Tzu stated that“Those who have knowledge don't predict. Those who predict don'thave knowledge.” Keep that in mind as you read this, as thisarticle was drafted in advance of the elections!

While we are still waiting on results of the election, we wantedto provide some perspective on the likely outcomes, specifically onwhat the impact might be on the insurance marketplace, the health care deliverysystem, the advisors and employers that interact (plan, strategize,implement and execute) and most importantly, the employees thatparticipate in the employer-sponsored benefit plan.

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