Building blocks Your employees drive your business forward, and your ability to help them stay physically, mentally and financially well is a crucial tool for your company. (Photo: Shutterstock)

As renewal time rolls back around, many business owners may have found themselves frustrated once again at how much money they were spending on high-cost, low-quality benefits. Even though another year of overly expensive benefits may be the last thing business owners want to pay for, many feel like they have no choice but to stick with their contract for the next twelve months. The truth, however, is that breaking your contract early could be one of the best decisions you could make for your business this year.

While carriers aren’t allowed to break the contracts they have with benefits recipients, the reverse isn’t true. If you’re unhappy with your current benefits plan, you can break your contract and work with an advisor who can help you take control of your plan and cut costs. By examining your options now rather than waiting until your renewal, you can save tens of thousands of dollars over the course of just one year while creating a healthier, happier workforce.

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