Handshake In so-called baseball-style arbitration, each side submits a price, and an arbiter chooses one. Both sides are bound by the decision. (Photo: Shutterstock)

In most markets, when a buyer and a seller can't settle on a price, they walk away. Medicine is different.

Doctors and insurance companies often sort out who owes what only after a patient has been treated, especially in emergencies. When they disagree, patients can end up with unexpected bills they can't pay.

Efforts to keep patients from getting stuck in the middle are gaining steam in Washington. Six Senators sent a letter to health plans and providers this week seeking data on surprise medical billing. President Donald Trump pledged in January to stop unexpected medical bills.

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