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In 2018, before the market turmoil, estimates from Fidelity suggested that about a million people had more than $1 million in their 401(k) accounts; about 18 percent of those accounts were Fidelity clients. (Photo: Shutterstock)

(Bloomberg Opinion) — Fidelity Investments’ quarterly data dump arrived last week, featuring loads of information about its retirement-account holders. It was eye-opening, to say the least.

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