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happy woman waving lottery ticket Although 31 percent of Americans think that investing is “risky” and thus don’t do it, they certainly don’t view the lottery in the same way—despite the fact that they’re more likely to be killed by a vending machine or canonized as a saint than win the jackpot. (Photo: Shutterstock)

Do you feel lucky?

Ironically, although they’re likely too young to remember that Dirty Harry quote (“… you’ve got to ask yourself one question — ‘Do I feel lucky?’”), millennials are the ones who should be asking themselves that question—since 59 percent of them think that the lottery is the answer to their retirement planning dilemmas.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

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