Benefits tech platform concept Roughly 50 percent of the respondents are expanding coverage to new eligibility groups like domestic partners, rather than limiting coverage through dependent eligibility audits. (Image: Shutterstock)

When choosing which benefits to offer workers, the overarching objective for employers has long been to reduce cost. However, the need to be more competitive in the War for Talent by offering more desirable—and pricier—offerings is increasingly overriding expense reduction, according to the 2019 Lockton Benefits Survey.

For example, while giving workers the choice to enroll in richer health plans can raise costs, the vast majority (83 percent) of the survey respondents offer those within a wide selection of plans, and 76 percent include a traditional plan (PPO, HMO) option. Just 13 percent are offering full-replacement high-deductible plans, bending to the need to be competitive over reducing costs.

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events.
  • Access to other award-winning ALM websites including and

Already have an account?

Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.

More from this author



Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including and
  • Exclusive discounts on and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2023 ALM Global, LLC. All Rights Reserved.