If you want to finally stop overpaying for benefits you need to try something new to avoid getting more of the same.(Photo: Shutterstock)

Most benefits plans are treated as one-off annual expenses, and the result leaves business owners paying more and more every year for the same benefits. Despite this, many employers are hesitant to try something new, worried that different strategies might somehow leave them worse off than the system that's been taking advantage of them for years on end.

Some of the most intimidating changes can pay off in incredible ways. I invested over $100,000 into improving my own company in 2018, and it was worth every penny. The risks I took are now enabling me to serve my clients better, helping them build benefits plans that can elevate their business and give more to their employees. This growth in my own business wouldn't have been possible if I hadn't been willing to make some big changes, and it's one reason why I push my own clients to invest in their own success by trying something different with their benefits.

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