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airplanes flying parallel with one flying diagonal If you want to finally stop overpaying for benefits you need to try something new to avoid getting more of the same.(Photo: Shutterstock)

Most benefits plans are treated as one-off annual expenses, and the result leaves business owners paying more and more every year for the same benefits. Despite this, many employers are hesitant to try something new, worried that different strategies might somehow leave them worse off than the system that’s been taking advantage of them for years on end.

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