HSA documentation About half ofthose with HSAs said they had contributed less than $1,000 to theiraccount in the past year.

A survey of Americans with employer-based health insurance findsthat health savings accounts (HSAs) are failing on two of theirmain selling points: they are not helping consumers to save money,and cost-comparison shopping is still problematic for enrollees ofHSAs.

The new Kaiser Family Foundation(KFF)/Los Angeles Timessurvey, which drew headlines last week for its finding that manypeople on employer-based plans are experiencing affordabilitychallenges, looked closely at high-deductible health plans (HDHPs)and the HSAs they are often paired with.

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