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Two happy older couples Learning the new ground rules for a jobless (or less-job) future might make all the difference between a joyous retirement and a depressing one. (Photo: Shutterstock)

Lots of people facing retirement have their whole identities tied up in their jobs or professions, and may be anticipating their so-called “golden years” with more dread than delight.

Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

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