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The continuing rising cost of health care has more individuals scrutinizing their options, and Medicare is finally garnering the attention it deserves. (Photo: Shutterstock)

Medicare is a complicated federal benefit to understand, but an important area of concern for large employers given today’s workforce characteristics. More Americans are choosing to keep working well beyond their 65th birthday, and the Bureau of Labor Statistics (BLS) predicts that 36 percent of 65- to 69-year-old Americans will be a part of the workforce in 2024.

As workers move into what we used to think of as the retirement years, they and their employers have choices to make about health insurance. This is especially true as employers experience a larger mix of both post-65 active employees and post-65 retirees. These are two very different populations, with different needs—but both seeing potential benefits with access to expert Medicare plan assistance.

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