man trying to sleep Can we protect participants from their own worst instincts in the face of fear? (Photo: Shutterstock)

If the right features are included, the way a retirement plan is designed can help to offset participant behavior that’s reactive to market volatility instead of proactive for retirement planning.

That’s part of the message in T. Rowe Price’s report Reference Point, which finds that although participants didn’t react well to last year’s market turbulence, well-designed retirement plans managed to offset some of that behavior and result in “strong plan and participant outcomes despite the uncertainty, resulting in 2018 being a year of mixed results.”

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

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