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woman facing 3 arrows The investment menu is ultimately what participants will use to grow their savings for retirement so its importance cannot be overstated. (Photo: Shutterstock)

How many decisions does the average person have to make in one day?  Getting ready for work in the morning, you turn on the television.  If you have cable, you have up to 1,000 channels to choose from.  On your way to work, you may stop at Starbucks where there are 87,000 possible drink combinations.  You arrive at your desk – do you start with voicemail or email?  Or maybe the project you left hanging yesterday afternoon?

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