To make your company's investment in employee benefits pay off, it must be backed by an equally comprehensive education and communication program.

It might not quite rank up there with public speaking and going to the dentist, but a lot of America's workers are pretty anxious about their finances.

In fact, 50 percent of workers experienced stress or anxiety about their finances in the past year, according to a recent Unum poll of 1,512 full-time U.S. employees. Those numbers are even higher among Gen Z (76 percent) and millennial (62 percent) workers. And it's not only those who are relatively new to the work world and perhaps earning less who say they're suffering: More than a third of those with a household income of at least $150,000 feel financial anxiety.

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