Health savings accounts are considered a smart financial move for employees who want to--and are able to--put aside money for health care expenses or save and invest money to pay for future health care costs in retirement. And the broker, advisor, or employer who hasn't at least looked into HSAs is missing out on opportunity.


Recently there's been some decline in employer excitement over high deductible health plans (HDHPs), which are currently required to have an HSA. Some say HDHPs haven't fulfilled their promise of making employees savvy consumers of health care while saving employers money. And yet that doesn't detract from the benefits an HSA can offer an employee, including portability from employer to employer, and the oft-mentioned "triple tax advantage" of HSAs.


We have excerpted the 11 FAQs on the slides above from the book 2019 Health Savings Accounts Facts, by National Underwriter, our colleagues at ALM Media.

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

  • Critical BenefitsPRO information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events
  • Access to other award-winning ALM websites including and

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.