Remember when you were a kid and you stayed awakebecause of a strange noise you heard? Your idle mind imagined the worst (a monster under the bed, orperhaps one in the closet). Such worry is normal. It'spart of our survival instinct.
That said, you can easily understand why many 401(k) plansponsors worry about the monsters hidden within the perceiveddarkness of their plan (see "The 5 Biggest Worries of 401k PlanSponsors and What To Do About Them," FiduciaryNews.com, November12, 2019).
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