On the road to retirement? Do you know your destination yet—literally? Where you retire can make all the difference in whether you have a comfortable retirement or run out of money somewhere along the way. And here's the scary part: you'll really need close to a million dollars (and I mean really close—$904,452—if not actually more than a million) depending on where you choose to plant your final gardens.

That's according to website HowMuch, which decided to see how much it will cost retirees to have a comfortable retirement, instead of a greeter's job at Walmart or an Uber gig on the road.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.