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Retirement savings balances are falling far short of what'sneeded for people to retire.
Since most employees are cognizant of the fact thatthey need to save for retirement, and employers that offer 401(k) plans to their workers generally make apretty stout effort at educating employees about contributionlevels, the puzzle to solve is why so many people fall so farshort.
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Marlene Satter
Marlene Y. Satter has worked in and written about the financial industry for decades.
