When 40 percent can't cover a $400 emergency and nearly 80 percent live paycheck to paycheck no matter their pay grade, the need for a financial wellness solution is clear. (Photo: Shutterstock)
If you're going to spend money on a benefit for your employees, it needs to actually work. So many wellness programs just blow smoke. They either don't give employees the right tools to succeed, or they give them a false sense of control with gimmicks and information that don't actually make an impact for the long term.
Both lead to failure.
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