Thank you for sharing!

Your article was successfully shared with the contacts you provided.
Health insurance application Health care sharing ministries advertise lower costs and more flexibility than traditional plans, but there’s a reason the groups are careful to say they are not insurance. (Photo: iStock)

Even proponents of the Affordable Care Act (ACA) concede that American consumers have continued to struggle with high health care prices in the 10 years since the act’s passage. Those on the individual market who earn too much to qualify for ACA subsidies report being challenged by costs, and even members of employer-based group plans can be hit with high deductibles and copays.

The gap in what is truly affordable has created an opportunity for alternative types of health coverage to be marketed. Despite warnings from consumer advocates, both industry players and the Trump Administration have promoted solutions that can be limited at best—and totally fail to protect sick Americans at worst.

Complete your profile to continue reading and get FREE access to BenefitsPRO.com, part of your ALM digital membership.

Your access to unlimited BenefitsPRO.com content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical BenefitsPRO.com information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and BenefitsPRO.com events.
  • Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com

Already have an account?



Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join BenefitsPRO.com now!

  • Unlimited access to BenefitsPRO.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com
  • Exclusive discounts on BenefitsPRO.com and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2022 ALM Global, LLC. All Rights Reserved.